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Fee-Based Financial Planning

SageCrest Wealth Management financial planning process is a thorough, yet simple way for you to take the first step in working towards your financial goals. Throughout our process, you and your advisor will develop customized financial strategies can work towards your financial goals 

  • We identify the values and beliefs most important to you and your family.
  • We establish a clear set of short & long-term financial goals based on your values & beliefs.
  • Together, with your tax, legal and other professional advisors, we compare financial alternatives and develop recommendations that work towards your financial goals.

A well rounded financial plan examines your total financial picture: your current financial position, risk management, investment planning, retirement planning, tax planning, and estate planning. Your most valuable asset is time. The sooner you begin to plan for your financial future, the better your chances of working towards your goals

Separate from the financial plan and an advisors’ role as financial planner, an advisor may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and clients are under no obligation to follow them.

Your Guide to Fee Based Financial Planning

We believe the best thing you can do for your financial future is to work with a financial planner. Financial planning allows you to understand your current financial situation, set realistic goals for the future, and take the steps to get from where you are to where you want to go. Our LPL financial advisors specialize in fee based financial planning, offering you the collaborative advice and expertise you need to make smart decisions for yourself and your family.

Fee based financial planning means we don’t get paid based on the products or services we recommend. You only pay us for the financial planning services we provide for you. This means our objectives are closely aligned with yours as our goal is to help you reach your financial goals and live the lifestyle you deserve.

Our Financial Planning Process

At SageCrest Wealth Management, our financial planning process is a thorough, yet simple way for you to take the first step toward reaching your financial goals. Together, we develop customized financial strategies to work towards your financial goals following these steps: 

  • Identify the values and beliefs most important to you and your family
  • Establish clear short- and long-term financial goals based on your values and beliefs
  • Compare financial alternatives and develop recommendations 

We work closely with your tax and legal professionals to ensure you get the best possible service. Your most valuable asset is time. The sooner you plan for your financial future, the better your chances of working towards your goals.

What Should Be Included in Your Financial Plan

A well-rounded financial plan considers your complete financial picture. Most people only think about retirement planning, but there’s a lot more to consider if you want to work towards being financially successful. Here are some examples of what your financial plan might include:

  • Retirement strategy
  • College savings plan
  • Tax strategy
  • Estate plan
  • Insurance review
  • Portfolio review
  • Investment planning

Financial planning is a process that changes over time. Life events, including marriage, becoming parents, divorce, and death, can and will derail your plan. The key is to revisit your financial goals periodically and adjust your financial plan to the new circumstances.

Benefits of Working with a Fee-Only LPL Financial Planner

When you work with our fee only financial planners, you don’t have to worry about our motivation behind our recommendations. We don’t make money when you purchase certain investments or insurance services. Our aim is to help you understand your financial situation and your options, so you can make an informed decision and start or continue on your path to build wealth.

FAQs about Fee-Only Financial Planning

How Do I Find a Fee Only LPL  Financial Advisor?
At SageCrest Wealth Management, we offer fee only financial planning services. All our LPL financial advisors can help you create a financial plan that is aligned with your goals and helps you prepare for a better future. We don’t charge commissions because our services are fee based.

How Much Does Fee Based Financial Planning Cost?
It depends on the complexity of your financial plan. Obviously, a one-hour consultation or brainstorming session will cost less than a comprehensive financial planning session that involves serious research. But if you’re ready to prioritize your financial plan, call us for a quote, and make an appointment with one of our advisors.

What Is the Major Advantage of Using a Fee Only LPL Financial Planner?
The biggest advantage of working with our fee-only financial planners is that we’ll never pressure you into purchasing any type of investment or insurance product. We have your best interest at heart, and we will make recommendations for your situation. But we don’t earn commissions from selling services or products, which is why our advice is independent and completely aligned with your goals.

Schedule an Appointment with Our LPL Financial Planners

It’s time to prioritize your financial plan. We’re here to help you make smart financial decisions given your current situation and future goals. Our fee only financial advisors offer independent advice based on your specific situation, and we never pressure you to purchase any types of investment or insurance products. Schedule an appointment with one of our team members today to prepare for a better financial future.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | (650) 573-8525