Robert Ostenberg is the owner of The Ostenberg Financial Team, a San Jose–based practice of SageCrest Wealth Management. As an experienced independent financial advisor, Robert has spent more than 26 years helping individuals, families, retirees, and business owners make informed decisions about their financial futures.
Robert takes a comprehensive approach to financial planning, looking beyond investments to understand how each aspect of a client’s financial life works together. His planning process may include retirement-income strategies, investment management, cash-flow analysis, tax-efficient planning opportunities, risk management, insurance, business-owner planning, and estate and legacy considerations.
Rather than offering one-size-fits-all recommendations, Robert develops personalized strategies based on each client’s goals, priorities, family circumstances, and long-term vision. He places particular emphasis on helping clients prepare for retirement, create dependable income, manage investment risk, and navigate the financial decisions that arise during significant life and business transitions.
Robert also works closely with business owners to coordinate their personal and business planning. This may include evaluating retirement plans, protecting key employees, preparing for succession or an eventual business transition, and aligning business assets with the owner’s broader financial objectives.
Tax efficiency and legacy planning are also important parts of Robert’s comprehensive process. When appropriate, he collaborates with clients’ CPAs, estate-planning attorneys, and other professionals to help ensure their financial strategies are properly coordinated and implemented.
Robert is committed to providing thoughtful guidance and developing long-term relationships built on trust, communication, and personal service. His goal is to give clients greater clarity and confidence as they make important financial decisions and move through each stage of their lives.
Deeply rooted in his community, Robert has taught retirement-planning education classes for more than 20 years, helping individuals better understand their options and prepare for the transition into retirement.
Robert is a registered representative and an investment advisor representative of LPL Financial, Member FINRA/SIPC. He holds the FINRA Series 6, 7, 63, and 65 registrations through LPL Financial. Robert is also a member of the National Association of Insurance and Financial Advisors and the Financial Planning Association.
Throughout his career in the financial services industry, Robert has received several professional recognitions, including membership in LPL Financial’ s Masters Club, recognition as a Forbes Best-in-State Wealth Advisor, and membership in the Million Dollar Round Table.*
Ostenberg Financial Team
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California Insurance license #0C87302
*Memberships are based primarily on commissions, premiums, or fees generated from investment and insurance products and other criteria relative to leadership, achievement, and recruiting. Working with this individual or firm is not a guarantee of future financial results. Investors should conduct their own evaluation.